This website is owned and operated by Sonray Capital Markets Pty Ltd ("Sonray") ABN 18 104 482 993 who is an authorised financial services provider [AFSL 231151]. Sonray holds copyright over the contents of this website unless indicated otherwise.

Your use of, or access to, the Sonray website ('this website') is conditional upon your acceptance and compliance with the terms, conditions and disclaimers (‘terms of use') contained within this document and elsewhere on this website. Sonray shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these terms of use without notice or liability to you. Please check these terms regularly to ensure that you are aware of any changes. Your continued use of the website following the posting of changes to these terms (including the Sonray “Privacy Policy") will mean you accept any changes made to the site.

You acknowledge and agree that, in using the material on this website, you have not relied in any way upon any representation or statement made by or on behalf of Sonray, its directors, employees or consultants and that you have satisfied yourself to the condition and suitability of the website for your purposes, in light of your individual circumstance, before acting on the material.

Advice warning

This website contains general information about Sonray products and services; however, unless expressly stated otherwise, this information does not constitute an offer or inducement to enter into a legally binding contract, and does not form part of the terms and conditions for Sonray products and services. The information provided on this website is not intended as, nor is it a substitute for, personal financial services advice. As this website has been prepared without consideration of any specific client's investment objectives, financial situation or needs, a Sonray investment adviser should be consulted before any investment decision is made. Readers acting on this information without first consulting a Sonray adviser do so entirely at their own risk.

Whilst authorised to do so, Sonray Capital Markets Pty Ltd does not provide personal advice, Sonray only provides general advice. We are obliged to warn you that in providing the general advice to you as a retail client, your personal financial situation, objectives and needs (including attitude to risk) have not been considered by Sonray. Furthermore, no client should expect Sonray to have considered such matters.

Therefore, before acting on any general advice, we recommend that you take all reasonable steps to fully understand the outcomes of specific products and strategies adopted in relation to utilising the services provided by Sonray. Clients should consider the appropriateness of the advice, having regard to their own personal financial situation, objectives and needs. We encourage you seek the advice from a licensed Financial Service Professional.

Where the general advice relates to the acquisition or possible acquisition of a particular financial product, the client should obtain a specific Product Disclosure Statement (PDS) relating to the relevant product and consider the PDS before making any decision about product acquisition.

Reliance on website content

While Sonray has made every effort to ensure that the information presented in this website is free from errors or omissions and is based on information obtained from sources which are considered reliable, Sonray, its directors, employees and consultants do not represent, warrant or guarantee, expressly or impliedly, that the information contained in this website is complete, accurate or is suitable for your intended use. Nor does Sonray accept any responsibility to inform you of any matter that subsequently comes to its notice, which may affect any of the information contained in this website. No liability will be accepted by Sonray to any person for loss or damages incurred as a result of any reliance or action taken regarding the information made available in this website. The use of this website does not create any relationship between the user and Sonray.

Network integrity

While Sonray has taken reasonable steps to ensure the integrity of our computer networks, we are unable to guarantee files and attachments are free from contamination. Before opening any attachments or emails, or downloading files from this website, visitors to the Sonray website should ensure they have precautions in place to protect against viral infection.

Linked third party websites

The Sonray website may contain links to other websites, however, we do not endorse, review, approve or accept any responsibility in relation to the operators of linked third party sites or the information and material on such sites , nor the products or services offered. To the extent permitted by law, Sonray and its respective directors, officers and agents disclaim all responsibility for any loss or damage which may be suffered by any person directly or indirectly through any person's dealings with them or by use of the website whether that loss or damage is caused by any fault or negligence on the part of Sonray, its directors, officers, employees and agents.

The fact that a website is linked to this website does not imply any endorsement or sponsorship by us of that website or that we are affiliated in any way with the third party operating that third party website. If you access these websites, you do so at your own risk.

Indemnity

Other than any responsibilities implied by law which cannot be excluded, you agree to indemnify and hold Sonray, its directors, its affiliates, staff, employees and consultants harmless from any claim suit, damage or demand, including reasonable legal fees, liabilities, costs or expenses whatsoever arising out of or referable to material on this website or to any linked third party material, whether in contract, tort including negligence, statute or otherwise.

You expressly understand and agree that your use of the service is at your sole risk and that this website is provided on an "as is" and "as available" basis.

Jurisdiction

All information and services contained within this website are governed by and are to be construed according to the laws applicable in the State of Victoria and the Commonwealth of Australia.

For more information, please contact us info@sonray.com.au, phone +613 9993 9700 or talk to your investment adviser.

Copyright

Sonray owns the copyright and intellectual property on information and material provided on this site unless expressly stated to the contrary. You may not reproduce, transmit, adapt, disseminate, distribute, load, post, transmit, store in a retrieval system, sell, modify or republish or otherwise use any of the material on this website without our prior written consent, other than for the lawful purposes set out in the Copyright Act 1986 (Cth).

Passwords / ID's

If you register with us, we will issue you with a confidential user name and password to access the information and services contained on this website. You must ensure that you do not divulge these details to any other person.